http://mariaagosto.cbvegas.com/blog/archive_201906/sort_entrydatetime-desc/ Coldwell Banker Premier Realty proudly welcomes its newest real estate team, Jennifer Graff and Stephanie McGerty of The New Home Experts Las Vegas, which caters exclusively to buyers purchasing new construction homes.Dually licensed in both Nevada and California, Graff is a seasoned real estate agent having worked for some of the most prestigious builders and developers in the country and McGerty comes to Coldwell Banker Premier Realty with over a decade of sales and marketing experience in the Las Vegas new home industry. Press play below to see the excitement buzzing around our office and the new-home builder community. If you saw our latest blog post, you know that Zillow recently recognized Las Vegas as the second-best city for first-time home buyers and Las Vegas is home to several of the nation's best-selling master-planned communities. Purchasing a new home differs than traditional resale and with so many new communities being established across our Valley having knowledgeable advocates on your side like the New Home Experts is crucial. In addition, we are experiencing continued growth in our Valley from out-of-state buyers looking to purchase new homes.  Most of these buyers are unfamiliar with our area and The New Home Experts Las Vegas are there to make their relocation a smoother and less stressful experience.If you are relocating to the Las Vegas Valley or are a resident looking to purchase a new home, the New Home Experts produce original content on their blog to help you make informed decisions and to guide you on your path of home ownership. These are the five things they think you must consider when purchasing new-home construction.  Decide on a budget. Most new home buyers start looking first, find a home they love, just to find out it's out of their price range. Save time by finding out what you can afford before you start looking at new homes. Shop around!This is one of the biggest purchases in your lifetime. Make sure to do your research and visit other new home builders and look at used homes on the market before you sign a contract!Decide which upgrades are most important to you.Picking the right mix of upgrades for your home can get overwhelming quickly. Make sure you are not over-upgrading for the neighborhood and also make sure not to skimp on upgrades that you may regret not having after you move in.   Consider what is NOT included.When buying a new home there can be some great incentives attached by the builder and the builder's lender. However, make sure to find out what appliances are included, light fixtures, window coverings, etc as they are all additional costs after you move in. Also, keep in mind the size of the lot you've selected and the associated costs to landscape after closing.Have an exit strategy!Many new home buyers get caught up in what they want in their new home without looking at the possibility of resale. The decisions you are making now will directly affect what you may eventually sell the home for in the future.To learn more about the New Home Experts and to see more great tips on buying a new home, visit thenewhomeexperts.com.  http://mariaagosto.cbvegas.com/blog/21127/the-new-home-experts-makes-a-move-of-its-own/ Wed, 26 Jun 2019 07:12:54 -0800 Becoming a first-time home buyer is easier said than done in a lot of markets across the country, but what about Las Vegas? There is good news if you are looking to buy a home in Southern Nevada. Zillow recently announced the Ten Best Metros for First-Time Home Buyers, and Las Vegas was ranked second! The research was based on four key metrics…a lower median home value which results in smaller down payments, a strong home value appreciation forecast which helps buyers grow their overall wealth, a high “inventory-to-household” ratio indicating available supply, and a high share of listings with price reductions. These key metrics make Las Vegas the second best place in the country for first-time home buyers. If you are looking to purchase your first home or know someone who is, here are ten tips to help prepare you for the process! 10 First-Time Home Buying TipsCheck your credit score. Knowing your credit score should be step one in the home buying process. It is an important factor that banks look at when decisioning your mortgage application and determining your interest rate. If your credit score needs a boost, step two can help you raise it. Pay off your debt.While some types of debt can show reliability when you make timely payments, credit card debt can negatively impact a banks decision on whether or not to approve your loan. Banks see people with a high debt to income ratio as more likely to default on their loans.Save for a down payment.  While there are first-time home buyer programs that allow you to put as little as 3% down on a home, 3% of $300,000, which is the median home price in Las Vegas, is still $9,000. A Coldwell Banker Sales Professional can help you navigate this process. Get pre-qualified for a mortgage loan. A mortgage pre-qualification is important because it helps you determine how much house you can afford. This is helpful for a real estate agent to know, so they do not show you homes out of your price range. Create a budget Use an online mortgage calculator to help you create a budget. You will be able to put in your loan amount and interest rate to determine the monthly payments associated with a home. Then you will be able to use that number and factor it in with your monthly bills and expenses to make sure you can live comfortably on that amount. Research your perfect neighborhood. A home is a long-term investment. Make sure you choose a neighborhood you would want to live in for the long-haul. Things to consider are noise levels, retail necessities, walkability and work commute. Make a must have/want listDetermine the features in a home that you want, then take that list and narrow it down to things you cannot live without. This will help eliminate homes that do not meet your minimum criteria.  Find a local expert.  You have already found the neighborhood you want to live in, now find a REALTOR® who specializes in that area. They will have the most up-to-date statistics for the neighborhood and may already know of an available home that fits your needs.Have an in-person buyers consultation. The first meeting with your real estate professional is the most important. Before physically touring homes, you will want to go over your purchase price and your must have/want list. This meeting with help your REALTOR® find homes for you to tour and ensure they are showing you homes that are not out of your price range.Save for move-in expenses.  Remember there will be costs associated with moving into a new home. You may need to hire movers, purchase additional furniture, store excess furniture, purchase window coverings, and/or landscape a yard. Be sure to consider these costs when choosing a home.Buying a home is one of the largest investments a person will make in their lifetime. While the process may seem daunting, a Coldwell Banker Premier Realty Sales Professional has all of the tools and knowledge to make the process as seamless a possible.  http://mariaagosto.cbvegas.com/blog/21126/ten-tips-for-first-time-home-buyers/ Fri, 21 Jun 2019 03:53:32 -0800